The Consequences of Not Having Auto Insurance in Miami

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Not having auto insurance can have devastating legal, emotional, and financially related consequences. Don’t get caught driving without auto insurance in Miami! 

Get an auto insurance quote from a reputable insurance company like Numbers Insurance Agency in Miami, FL.

Legal Consequences of Driving without Insurance

One of the most common consequences that people face when they get caught driving without insurance is legal consequences. People caught driving without insurance in Miami can face legal and financial consequences, including hefty fines that can lead to suspension of their license if unpaid.

Some municipalities may also enforce probation fines and fees for serious traffic offenses.  

Driving without Insurance in Miami Can Lead to Jail Time!

Repeat offenders can face even more severe consequences including going to jail if they don’t show up in court or if they violate the terms of a probation agreement. 

Your Insurance Rates Can Go Up

It can cost you even more money for auto insurance if your auto insurance score shows that you’re a repeat offender found driving without adequate insurance on multiple occasions. 

You May Need SR-22 Insurance

SR-22 Insurance is a special type of auto insurance documentation that shows proof of financial responsibility.

People caught driving without insurance on multiple occasions (and those who have been involved in serious traffic violations) may be required to carry this more expensive form of auto insurance by law. 

Medical Expenses 

If you’re in an accident without auto insurance, you may be entirely responsible for your medical expenses and the expenses of other parties involved in an accident. An adequate auto insurance policy is the best way to avoid paying out-of-pocket medical expenses.

We Can Help!

Get an auto insurance quote from Numbers Insurance Agency in Miami, Fl today!

Who should have a commercial insurance plan Miami?

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The Miami, FL area has continued to be a large and growing community. This has opened a lot of opportunities for those that would like to be business owners. If you are going to start a business in this area, it would be wise to protect your business as well as possible with insurance. All business owners here should keep a commercial insurance plan in place for various reasons. 

Ensure Business is Protected

The primary reason that anyone should get commercial insurance for their company is to ensure the business is protected. If you are going to start a business, you will always want to know that it is as covered as possible. A great way this can be done is by getting insurance. The right commercial plan in Florida will cover all of your assets owned by the business and offset your commercial liability risks, both of which can protect your company and help it stay solvent. 

Meet Insurance Standards and Requirements

It is also a good idea to get this coverage so you can meet any standards and requirements set for your business. Those that would like to grow their business will need to sign documents to take out loans, raise capital, and enter into certain business contracts. Most of these agreements will require that you carry commercial coverage at all times. 

Reach Out To Us

If you choose to start a business and are in the Miami, FL area, it would be a good idea to get insurance for it as well. There are a lot of choices to make when you are looking for coverage and calling the Numbers Insurance Agency is always a good way to get help. Our team of professionals at the Numbers Insurance Agency understands commercial coverage and will offer any guidance that you need to build a new plan. 

Why do people in Miami need to have home insurance?

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Owning a home in the Miami, FL area has continued to be a good housing option. When you own a property here, it will provide a lot of long-term benefits that can make it a good investment while also offering you a consistent residence. If you are going to buy any type of home here, you need to ensure that you get the right insurance for it.

We recommend you keep a home insurance policy for various reasons:

Protect Their Assets

One of the reasons that residents and property owners in Miami will want to have this insurance is so they can protect their assets. If you are going to buy a home here, you will want to know it is covered against a variety of risks. Home insurance helps to do this as it will offer the resources you need to make repairs. It can also be used to ensure you are able to repair or replace your personal assets. 

Comply with Obligations

Most property owners will sign some type of agreement that requires insurance. For the typical property owner, this can include being required to carry insurance required by their mortgage lenders or home associations. If you continue to retain this coverage, it can help ensure that you will be in good standing and can avoid various types of penalties. 

Don’t Be Without This Important Coverage

If you are looking to buy a home in the Miami, FL area, it would be wise to get insurance for it as soon as you can. When you are looking to insure this asset here, give us a call at the Numbers Insurance Agency. When you start working with us at the Numbers Insurance Agency, you will get all of the support that you need to build the right plan. 

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